Looking for ABA Insurance Coverage?

At ABC Therapy Clinics, we work with a variety of insurance providers so that nothing can stand in the way of your child receiving the coverage that they need. It is our goal to make finding insurance a simple and quick process.

Our therapy services and programs are typically covered by insurance, however, the exception is self-insured policies, which require special permission and a single-case agreement. Most agreements with private insurance include the following:

All deductibles are paid out-of-pocket (typically range from $1K to $5K).

Once the deductible is paid, insurance typically covers 80% of the cost UNTIL the out-of-pocket maximum is met. Once this happens, services are typically covered at 100%.

There are differences between a copay and a co-insurance. The former is typically a flat fee ($20 per visit) whereas co-insurance is a percentage (20% of the cost of the session). Both of these refer to the client/patient responsibility. Co-pays and co-insurances no longer occur once the out-of-pocket maximum is met.

According to the Illinois Autism Insurance Mandate (2008), all private insurance companies, state and federally mandated, are required by law to cover this service. The only exception is “self-funded” policies. The Illinois Autism Insurance Mandate is a law passed in the state of Illinois in 2008 that requires insurance companies to cover this service. Prior to that, the insurance companies did not cover ABA therapy. This is a relatively new treatment for children with autism in that it has become a medical benefit for private insurance policies.

Where To Begin?

If you need help reviewing your insurance options, let us walk you through the details. Take a moment to review the steps of our enrollment process, and when you’re prepared, don’t hesitate to reach out to us via phone to embark on your journey with ABC Therapy Clinics.

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Parents will meet with a Board Certified Behavior Analyst to discuss services and therapy options that may be covered by insurance.

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Based on this discussion, we’ll design a basic preliminary plan that suits your therapy goals and finances.

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We’ll schedule a face-to-face meet so that our team, parents, and caregivers of the client can get better acquainted.

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We’ll verify your insurance and get ready to begin your program.

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Be ready to take on this journey with us and your little one!

The Future is Bright With ABC Therapy Clinics

At ABC, we are here to help both clients – and their families – every step of the way. Getting started has never been easier, even if you are new to the process. Ready to provide your child with the support they need?

Get Started (630) 402-6060